Privacy Policy

1. Introduction

Welcome to MultiCal! This Privacy Policy explains how we collect, use, and protect your information when you use our mobile application and web service.

About MultiCal

MultiCal is an all-in-one calculator application developed by Skyloom Technologies that provides various financial and mathematical calculation tools including compound interest, SIP, EMI, and other financial calculators.

2. Information We Collect

What We DON'T Collect

• Personal identification information (name, email, phone)
• Financial account details or sensitive data
• Location data or GPS coordinates
• Contact lists or address book information
• Photos, videos, or other media files

3. How We Use Your Information

Primary Uses

• App Functionality: To provide calculator services and features
• Performance Improvement: To optimize app speed and reliability
• Bug Fixes: To identify and resolve technical issues
• Feature Development: To understand which features are most useful

Analytics & Improvement

• App usage patterns to improve user experience
• Crash reports to fix bugs and stability issues
• Performance metrics to optimize app speed
• Feature usage statistics to guide development

4. Data Storage & Security

Where Your Data is Stored

• Local Storage: Calculation history and preferences on your device
• Analytics Servers: Anonymized usage statistics
• Crash Reporting: Technical logs for debugging purposes

Security Measures

• Data encryption in transit and at rest
• Regular security audits and updates
• Access controls and authentication
• Secure data centers with physical security

Data Retention

• Analytics Data: Retained for 2 years maximum
• Crash Reports: Retained for 1 year maximum
• Local Data: Stored until you delete the app or clear data

5. Third-Party Services

Analytics Services

We use the following services to understand app usage and improve performance:

• Firebase Analytics: App usage statistics and crash reporting
• Google Analytics: Web usage analytics (if applicable)

Third-Party Data Sharing

We do not sell, rent, or share your personal information with third parties except:

• When required by law or legal process
• To protect our rights or prevent fraud
• With your explicit consent

6. Your Rights

How to Exercise Your Rights

• Use the app settings to control data collection
• Contact us directly for data requests
• Uninstall the app to stop data collection
• Clear app data to remove local information

7. Children's Privacy

MultiCal is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13.

If You're Under 13

• Do not use this app without parental consent
• Ask your parents to review this privacy policy
• Contact us if you believe we have collected your information

For Parents

• Monitor your child's app usage
• Contact us if you have concerns about your child's data
• We will delete any data collected from children under 13

8. Policy Updates

We may update this Privacy Policy from time to time. We will notify you of any changes by:

• Posting the updated policy on our website
• Sending an in-app notification
• Updating the "Last updated" date at the top

Your Continued Use

Your continued use of MultiCal after any changes to this Privacy Policy constitutes acceptance of the updated policy.

9. Contact Us

Data Protection Officer

For privacy-related concerns or data protection inquiries, you can reach our Data Protection Officer at:

Email: dpo@skyloomtech.com